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Instructions for Use:

Needs

These are things you require to lead a healthy and financially safe life, and mitigate difficult situations like credit debt, bankruptcy, emergencies, homelessness, etc.

Life Needs


Debt/Financial Future


Priorities

These are not needs, but they’re things that you prioritize to lead the life that you want - they are things that either are a part of OR further your quality of life.

Wants

These are things that you’d like to have or buy, but you can make do without. They are less important to you than priorities, but you’d spend on if you could afford to

For Myself


For Others